Financial Wellbeing
What is financial wellbeing?
Financial wellbeing is your ability to confidently manage your money and plan for the future, regardless of how much money you have.
Being in control of what you spend, save, borrow and plan for means you’re well positioned to:
- Pay bills on time and spend within your means
- Deal with unexpected expenses, like a boiler breakdown
- Handle your borrowings comfortably
- Plan for and meet your long-term goals
In the UK, 24 million adults don’t feel confident managing their money. 10.7 million rarely or never save – and 12.4 million would have to borrow, or could not pay, when faced with an unexpected £300 bill.*
(*Source: 2018 Adult Financial Capability Survey)
We want to help you to manage your money with confidence, learn how to take control of spending, set a budget, and plan for both unexpected life events and your future. We hope it will help you to begin a journey to better financial wellbeing.
Click here to access information on Financial Wellbeing provided by Bank of Ireland, our HSCNI Corporate Banking Provider
Cost of Living Support Guide 2024
Click here to access information on Support and advice services to help people across the city with the high cost of living
“My Money, my info, I don’t think so!”
Take Five to Stop Fraud is a national fraud awareness campaign
launched to help you take back control and beat financial fraud
– particularly the growing problem of bank transfer scams
Click here to download the Little Book of Big Scams
SCAMWISENI – 4 Steps Ahead – If you can SPOT A SCAM you can STOP A SCAM
Use the Scam Test:
- Seems too good to be true
- Contacted out of the blue
- Asked for personal details
- Money is requested
For help and information visit: nidirect.gov.uk/scamwiseni
Help with Money, Debt and Benefits
If you or someone you care for needs help with money, debt and benefits, call Mindwise NI Mental Health and Money Advice service on freephone 08088010373 and choose Northern Ireland. Alternatively, you can click here to access the website
Illegal Money Lending Information
This campaign highlights the dangers of illegal money lending and has been developed and delivered by the Northern Ireland Executive Programme to tackle paramilitary activity, criminality and organised crime.
https://www.endingtheharm.com/
Free school meals and uniform grants